Yes, you have the right to sue credit bureaus and creditors for inaccurate credit reporting if they violate the Fair Credit Reporting Act (FCRA) and the New York Fair Credit Reporting Act (NYFCRA). For example, you can sue a credit bureau for failing to reasonably reinvestigate a disputed error under §1681i of the FCRA, or a creditor for failing to correct inaccurate information after receiving notice of your dispute under §1681s-2(b) of the FCRA. Successful lawsuits can result in awards for actual damages, statutory damages, punitive damages for willful violations, and payment of your attorney’s fees.