As a service member, you are protected by the Fair Debt Collection Practices Act (FDCPA) from unfair or abusive debt collection tactics. Additionally, the SCRA may provide further protection, such as delaying collection actions during your active duty. You have the right to demand that a debt collector cease communication with you. The Kugel Law Firm can help you understand your rights under the FDCPA and SCRA, send cease communication letters, and take legal action against debt collectors who violate the law.