Once you have fully paid a judgment or successfully negotiated and paid a lump-sum settlement, the creditor is legally obligated to file a “Warrant of Satisfaction” with the court. Filing this document officially marks the judgment as satisfied on the public record, closes the case, and releases any associated liens on your property. If a creditor fails to file the warrant within 20 days of full payment, you have the right to file a motion to compel them to do so, and the court may impose penalties on the creditor