Generally, credit bureaus have 30 days from the date they receive your dispute to investigate and respond. If they request additional information, they may have up to 45 days. If the credit bureau determines the information is inaccurate, they must correct or delete it. If you do not receive a response or if the correction is not made, The Kugel Law Firm can help you understand your next steps, including the possibility of further disputes or legal action.