In New Jersey, there is a statute of limitations on most contract-based debts, including telecom debt, which is generally six years. This means that after six years from the date of your last payment or the date of default, a debt collector generally cannot successfully sue you to collect the debt. However, they may still attempt to contact you. It’s important to know your rights regarding time-barred debt. Threatening to sue or suing on a time-barred debt can be a violation of the FDCPA. The Kugel Law Firm can help you determine if your telecom debt is past the statute of limitations and advise you on how to respond.