If a debt collector contacts you about a debt you don’t believe is yours, it’s crucial to not acknowledge the debt and to request validation in writing immediately. Under the Fair Debt Collection Practices Act (FDCPA), you have the right to demand proof that you owe the debt. Send a letter via certified mail within 30 days of the initial contact. Do not provide any personal information or make any payments. Contacting The Kugel Law Firm can help you draft this letter and understand your next steps.